Online Issuance

Border Insurance Agreement (OC graniczne) — Fast and Straightforward

Calculate the premium, complete the application, and receive your PDF policy. For vehicles registered outside the EU, the policy can be easily verified through the insurance database of the Republic of Poland (UFG).

Calculate Premium Purchase Policy

PDF policy after issuanceMessenger supportClear and transparent terms

How It Works

Step by step: calculation → details → payment → policy.

Calculate

Select the vehicle type and insurance period.

Provide Details

Registration address, registration number, VIN, and contact details.

Make Payment

Once the policy is prepared, we will send you the payment details.

Receive PDF Policy

Immediately after we receive confirmation of payment.

TERMS

Border Insurance Agreement (OC graniczne) ≠ Green Card

Border Insurance Agreement (OC graniczne) — is a motor third-party liability insurance policy issued upon entry into the EU for vehicles registered in countries outside the European Economic Area, if you do not have a valid Green Card. The policy is valid for a limited period and only in the countries specified in the policy.

Green Card — is an international motor liability insurance policy arranged in the country where the vehicle is registered before departure and used in countries participating in the Green Card System.

Why Clients Choose Us

Focused on speed, clarity, and accurate policy issuance.

Fast

Minimum steps and a clear process structure.

Clear

We explain product differences in straightforward language.

Practical

We focus on official verification requirements and compliance standards.

Support

We assist with policy issuance and verification questions.

Coverage Area and Terms

Territorial Scope

The policy is valid in the countries marked on the map. A - Austria, B - Belgium, BG - Bulgaria, CY - Cyprus, CZ - Czech Republic, D - Germany, DK - Denmark, E - Spain, EST - Estonia, F - France, FIN - Finland, GR - Greece, H - Hungary, HR - Croatia, I - Italy, IRL - Ireland, IS - Iceland, L - Luxembourg, LT - Lithuania, LV - Latvia, M - Malta, N - Norway, NL - Netherlands, P - Portugal, PL - Poland, RO - Romania, S - Sweden, SK - Slovakia, SLO - Slovenia, CH - Switzerland.

Vehicle Types

Passenger cars, motorcycles, commercial vehicles, trailers, and buses.

Insurance Period

Minimum period — 1 month. Maximum period — 1 year.

Countries covered under the cross-border insurance policy

Application Form

Provide your details — we will prepare the policy and send payment instructions.

Policy Purchase Application

Provide the required information. We will prepare the policy and send payment instructions.

Step 1Contact Details

Step 2Vehicle Information

Contact Details

First Name *

Last Name *

Phone Number (including country code) *

E-mail *

Policyholder Information (Individual)

Date of Birth *

Passport series and number without spaces *

Registered Address *

Please enter the address in a single line.

FAQ

Short answers to common questions.

How long does the issuance process take?+

Usually 10–20 minutes, provided all required information is available. However, we generally recommend arranging the policy one or two days before the required start date of coverage.

Can I pay by card?+

At this stage, only SWIFT, SEPA, P2P transfers, and BLIK payments are available. Once the policy is prepared, you complete the payment and receive the PDF policy.

Is this the same as a Green Card?+

No. These are different insurance products governed by different rules.

What type of insurance is this?+

This is compulsory motor third-party liability insurance valid within Poland and the European Union.

What does the insurance cover?+

Coverage includes: • Bodily injury or death of third parties; • Property damage caused to third parties. Minimum guaranteed sums: • PLN 29,876,400 — bodily injury claims; • PLN 6,021,600 — property damage claims.

What is not covered by the insurance?+

• Bicycles and non-mechanical vehicles; • Damage suffered by the vehicle owner; • Environmental damage.

In which cases may the insurer exercise a right of recourse?+

The insurer may recover paid compensation if the driver: • acted intentionally; • was under the influence of alcohol or drugs; • did not hold a valid driving licence; • fled the scene of the accident; • used a stolen vehicle.

When does the policy start and end?+

Start date: the date of policy issuance. Insurance period: 30–364 days. Termination: • expiry of the insurance period; • theft or disposal of the vehicle; • vehicle deregistration.

Policy Validity Verification

If you wish to verify that your policy is active, you may use the official insurance bureau databases listed below. The following links provide access to verification services for Poland, Latvia, and Lithuania.